@font-face{font-family:"Nunito";src:url(/assets/font-cctgzpwm-nunito-400.woff2) format("woff2");font-weight:400;font-style:normal;font-display:swap}
@font-face{font-family:"Nunito";src:url(/assets/font-cctgzpwm-nunito-600.woff2) format("woff2");font-weight:600;font-style:normal;font-display:swap}
@font-face{font-family:"Nunito";src:url(/assets/font-cctgzpwm-nunito-800.woff2) format("woff2");font-weight:800;font-style:normal;font-display:swap}

:root{
  --ground:#E0E7E4;--ground-2:#CFDAD5;--card:#FFFFFF;--ink:#19293A;--ink-2:#45525E;--line:#BFCBC5;
  --act:#C2370B;--act-deep:#9C2A06;--act-on:#FFFFFF;--act-halo:#F4C6B2;
  --teal:#216166;--mustard:#E3A92B;--plum:#7B4D74;--tide:#6A9CC4;--sage:#87A58E;
  --r-card:26px;--r-in:16px;--shadow:0 1px 2px rgba(25,41,58,.06),0 10px 26px rgba(25,41,58,.08);
  --font:"Nunito","Trebuchet MS",Verdana,sans-serif;--measure:66ch;--maxw:1000px;
  --spring:cubic-bezier(.34,1.45,.64,1);--bar-h:68px;
}
*{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth;scroll-padding-bottom:90px}
body{margin:0;background:var(--ground);color:var(--ink);font-family:var(--font);font-size:17px;line-height:1.6;padding-bottom:calc(var(--bar-h) + 40px)}
img{max-width:100%;height:auto;display:block}
a{color:var(--act-deep);text-decoration-thickness:1.5px;text-underline-offset:3px}a:hover{text-decoration-thickness:3px}
h1,h2,h3{font-family:var(--font);font-weight:800;line-height:1.15;margin:0 0 .55em;letter-spacing:-.012em;color:var(--ink)}
h1{font-size:clamp(2rem,4.8vw,3rem)}h2{font-size:clamp(1.8rem,3.4vw,2.4rem)}h3{font-size:1.3rem}
p{margin:0 0 1em;max-width:var(--measure)}
strong{font-weight:800}
.si6w4-wrap{width:min(100% - 2rem,var(--maxw));margin-inline:auto}
.si6w4-skip{position:absolute;left:-999px;top:0;background:var(--ink);color:#fff;padding:.7rem 1rem;border-radius:0 0 12px 0}.si6w4-skip:focus{left:0;top:0;z-index:99}
:focus-visible{outline:3px solid var(--ink);outline-offset:3px;border-radius:6px}

/* header: brand only; navigation lives in the bottom bar */
.si6w4-head{background:transparent;position:relative;z-index:5}
.si6w4-nav{display:flex;align-items:center;min-height:68px}
.si6w4-brand{display:inline-flex;align-items:center;gap:.65rem;font-weight:800;font-size:1.2rem;color:var(--ink);text-decoration:none;min-height:44px}
.si6w4-brand img{width:38px;height:38px;border-radius:12px}
.si6w4-menu{display:none}

/* the bottom bar */
.si6w4-links{position:fixed;z-index:30;left:50%;bottom:max(12px,env(safe-area-inset-bottom));transform:translateX(-50%);width:min(100% - 20px,640px);
  display:flex;align-items:center;justify-content:space-between;gap:2px;background:var(--card);border-radius:34px;padding:7px 8px;
  box-shadow:0 2px 4px rgba(25,41,58,.08),0 14px 34px rgba(25,41,58,.22);border:1px solid var(--line)}
.si6w4-links a{display:inline-flex;align-items:center;justify-content:center;text-align:center;min-height:48px;min-width:44px;padding:0 .7rem;border-radius:26px;color:var(--ink);font-weight:800;font-size:.9rem;line-height:1.1;text-decoration:none;transition:transform .28s var(--spring),background .2s}
.si6w4-links a:hover{background:var(--ground)}
.si6w4-links a:active{transform:scale(.94)}
.si6w4-links a.si6w4-cta{background:var(--act);color:var(--act-on)!important;padding:0 1.1rem;margin-left:auto}
.si6w4-links a.si6w4-cta:hover{background:var(--act-deep)}
@media (max-width:420px){.si6w4-links a{padding:0 .45rem;font-size:.82rem}.si6w4-links a.si6w4-cta{padding:0 .75rem}}

/* cards */
.si6w4-card{background:var(--card);border-radius:var(--r-card);padding:1.6rem;box-shadow:var(--shadow)}
@media (max-width:520px){.si6w4-card{padding:1.25rem;border-radius:22px}}
.si6w4-band{padding:.7rem 0}
.si6w4-headcard{padding:1.2rem .4rem .6rem}
.si6w4-headcard h2{margin-bottom:0}
.si6w4-eyebrow{font-size:1rem;font-weight:800;color:var(--teal);margin:0 0 .35rem;letter-spacing:0;text-transform:none}
.si6w4-lead{font-size:1.15rem;color:var(--ink-2)}
.si6w4-why .si6w4-eyebrow{color:var(--teal)}

/* hero */
.si6w4-dock{padding:.4rem 0 .8rem}
.si6w4-row-art{width:min(100% - 1rem,1120px);margin:0 auto .9rem;border-radius:var(--r-card);overflow:hidden;box-shadow:var(--shadow);background:#D8E2DE;aspect-ratio:1200/200}
.si6w4-row-art svg{width:100%;height:100%;display:block}
@media (max-width:640px){.si6w4-row-art{aspect-ratio:3/1.55;border-radius:22px}.si6w4-row-art svg{width:100%;height:100%}}
.si6w4-hero-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:1rem;align-items:start}
@media (max-width:900px){.si6w4-hero-grid{grid-template-columns:1fr}}
.si6w4-trust{list-style:none;margin:1.1rem 0 0;padding:0;display:grid;gap:.5rem}
.si6w4-trust li{display:flex;align-items:center;gap:.65rem;background:var(--ground);border-radius:14px;padding:.55rem .8rem;font-weight:600;font-size:1rem;color:var(--ink)}
.si6w4-trust li::before{content:"";flex:none;width:12px;height:12px;border-radius:4px;background:var(--teal)}
.si6w4-trust li:nth-child(2)::before{background:var(--mustard)}.si6w4-trust li:nth-child(3)::before{background:var(--plum)}.si6w4-trust li:nth-child(4)::before{background:var(--tide)}
.si6w4-acts{display:flex;flex-wrap:wrap;gap:.7rem;margin:1.3rem 0 0;max-width:none}
.si6w4-mosaic{display:grid;grid-template-columns:1fr 1fr;gap:.8rem}
.si6w4-mosaic a{display:flex;flex-direction:column;background:var(--card);border-radius:22px;overflow:hidden;text-decoration:none;color:var(--ink);box-shadow:var(--shadow);transition:transform .28s var(--spring)}
.si6w4-mosaic a:first-child{grid-column:1/-1}
.si6w4-mosaic a:hover{transform:translateY(-3px)}.si6w4-mosaic a:active{transform:scale(.97)}
.si6w4-mosaic img{width:100%;aspect-ratio:8/5;object-fit:cover}
.si6w4-mosaic a:first-child img{aspect-ratio:16/9}
.si6w4-mosaic span{position:static;display:block;padding:.7rem .9rem .8rem;font-weight:800;font-size:.98rem;line-height:1.25;background:var(--card);color:var(--ink)}

/* buttons: the only saturated colour on the page */
.si6w4-btn{display:inline-flex;align-items:center;justify-content:center;gap:.5rem;min-height:52px;border:0;border-radius:30px;padding:.8rem 1.6rem;font:inherit;font-weight:800;font-size:1.05rem;cursor:pointer;text-decoration:none;transition:transform .28s var(--spring),background .2s,box-shadow .2s}
.si6w4-btn:active{transform:scale(.95)}
.si6w4-btn--primary{background:var(--act);color:var(--act-on);box-shadow:0 6px 16px rgba(194,55,11,.28)}
.si6w4-btn--primary:hover{background:var(--act-deep);color:var(--act-on)}
.si6w4-btn--ghost{background:var(--ground);color:var(--ink);border:2px solid var(--ink)}
.si6w4-btn--ghost:hover{background:var(--ground-2)}
.si6w4-btn[disabled]{background:var(--ground-2);color:var(--ink-2);box-shadow:none;cursor:progress}

/* steps and learn cards */
.si6w4-steps,.si6w4-cols,.si6w4-learn-grid{display:grid;gap:1rem;grid-template-columns:repeat(auto-fit,minmax(250px,1fr))}
.si6w4-learn-grid{grid-template-columns:repeat(auto-fit,minmax(220px,1fr))}
.si6w4-steps .si6w4-card p,.si6w4-learn-grid .si6w4-card p{margin-bottom:0}
.si6w4-num{display:inline-grid;place-items:center;width:46px;height:46px;border-radius:16px;background:var(--teal);color:#fff;font-weight:800;font-size:1.25rem;margin-bottom:.8rem}
.si6w4-steps .si6w4-card:nth-child(2) .si6w4-num{background:var(--mustard);color:var(--ink)}
.si6w4-steps .si6w4-card:nth-child(3) .si6w4-num{background:var(--plum);color:#fff}
.si6w4-learn-grid a.si6w4-card{display:block;color:var(--ink);text-decoration:none;border-top:10px solid var(--teal);transition:transform .28s var(--spring)}
.si6w4-learn-grid a.si6w4-card:nth-child(2){border-top-color:var(--mustard)}.si6w4-learn-grid a.si6w4-card:nth-child(3){border-top-color:var(--plum)}.si6w4-learn-grid a.si6w4-card:nth-child(4){border-top-color:var(--tide)}
.si6w4-learn-grid a.si6w4-card:hover{transform:translateY(-3px)}.si6w4-learn-grid a.si6w4-card:active{transform:scale(.97)}
.si6w4-learn-grid a.si6w4-card h3{text-decoration:underline;text-decoration-color:var(--act);text-decoration-thickness:3px;text-underline-offset:4px}
.si6w4-section{padding:1rem 0}.si6w4-section--soft,.si6w4-section--deep{background:transparent;color:var(--ink)}
.si6w4-section--deep h2,.si6w4-section--deep a{color:inherit}

/* quote engine */
.si6w4-quote{background:var(--card);border-radius:var(--r-card);padding:1.7rem;box-shadow:var(--shadow)}
@media (max-width:520px){.si6w4-quote{padding:1.2rem;border-radius:22px}}
.si6w4-quote h2{font-size:1.5rem}
.si6w4-fields{display:grid;grid-template-columns:1fr 1fr;gap:1.1rem 1rem}
@media (max-width:560px){.si6w4-fields{grid-template-columns:1fr}}
.si6w4-field{display:flex;flex-direction:column;gap:.4rem;border:0;padding:0;margin:0}
.si6w4-field>span{font-size:1rem;font-weight:800;color:var(--ink)}
.si6w4-field input,.si6w4-field select,.si6w4-field textarea{font:inherit;font-size:1.05rem;min-height:52px;padding:.7rem .9rem;border:2px solid var(--line);border-radius:var(--r-in);background:var(--ground);color:var(--ink);width:100%}
.si6w4-field textarea{min-height:140px}
.si6w4-field input:focus,.si6w4-field select:focus,.si6w4-field textarea:focus{outline:3px solid var(--ink);outline-offset:2px;border-color:var(--ink);background:#fff}
.si6w4-field--wide{grid-column:1/-1}
.si6w4-seg{display:flex;flex-wrap:wrap;gap:.5rem}
.si6w4-seg label{position:relative;display:inline-flex;align-items:center;min-height:48px;border:2px solid var(--line);background:var(--ground);border-radius:26px;padding:.4rem 1.05rem;cursor:pointer;font-weight:700;font-size:1rem;color:var(--ink);transition:transform .28s var(--spring),background .2s}
.si6w4-seg label:active{transform:scale(.95)}
.si6w4-seg input{position:absolute;opacity:0;width:0;height:0}
.si6w4-seg input:checked+span{background:none;color:inherit;margin:0;padding:0;display:inline}
.si6w4-seg label:has(input:checked){background:var(--act);color:var(--act-on);border-color:var(--act)}
.si6w4-seg label:has(input:focus-visible){outline:3px solid var(--ink);outline-offset:3px}
.si6w4-note{font-size:.95rem;color:var(--ink-2);margin-top:.8rem}
.si6w4-quote .si6w4-btn{margin-top:.6rem}
.si6w4-status{margin-top:.8rem;font-weight:700;min-height:1.4em}
.si6w4-status[data-tone=error]{color:#A01C1C}
.si6w4-results{margin-top:1rem}
.si6w4-summary{display:flex;flex-wrap:wrap;gap:.5rem 1.2rem;align-items:baseline;margin-bottom:1rem;font-size:1rem;background:var(--card);border-radius:var(--r-in);padding:.8rem 1rem}
.si6w4-result{display:grid;grid-template-columns:1fr auto;gap:.6rem 1.2rem;align-items:center;background:var(--card);border-radius:22px;padding:1.1rem 1.2rem;margin-bottom:.8rem;box-shadow:var(--shadow);border:2px solid transparent}
.si6w4-result--best{border-color:var(--teal)}
.si6w4-result strong{font-size:1.1rem}
.si6w4-result small{display:block;color:var(--ink-2);font-size:.92rem}
.si6w4-price{font-size:1.9rem;font-weight:800;text-align:right;line-height:1;color:var(--ink)}
.si6w4-price small{display:block;font-size:.85rem;font-weight:700;text-align:right;margin-top:.3rem}
.si6w4-tags{display:flex;flex-wrap:wrap;gap:.4rem;margin-top:.4rem}
.si6w4-tag{font-size:.85rem;font-weight:700;padding:.15rem .65rem;border-radius:20px;background:var(--ground);color:var(--ink);border:1px solid var(--line)}
.si6w4-tag--now{background:#FBE3DC;color:#7E1B05;border-color:#EDB5A5;font-weight:800}
.si6w4-group{font-size:1.25rem;margin:1.5rem 0 .5rem}
.si6w4-applicant{margin:.2rem 0 1rem;border-color:var(--teal)}
.si6w4-result .si6w4-btn{grid-column:1/-1;justify-self:start}
@media (min-width:640px){.si6w4-result{grid-template-columns:1fr auto auto}.si6w4-result .si6w4-btn{grid-column:auto}}
.si6w4-disclosure{font-size:.92rem;color:var(--ink-2);border-top:2px dashed var(--line);padding-top:.9rem;margin-top:1rem}
details.si6w4-more{margin-top:.5rem;font-size:.95rem}details.si6w4-more summary{cursor:pointer;color:var(--act-deep);font-weight:800;min-height:44px;display:flex;align-items:center}

/* tables */
.si6w4-table{width:100%;border-collapse:separate;border-spacing:0 6px;font-size:1.02rem}
.si6w4-table th,.si6w4-table td{padding:.7rem .9rem;text-align:left;background:var(--ground)}
.si6w4-table th{font-size:.92rem;font-weight:800;background:transparent;color:var(--ink-2);padding-bottom:.2rem}
.si6w4-table td:first-child{border-radius:14px 0 0 14px;font-weight:800}.si6w4-table td:last-child{border-radius:0 14px 14px 0}
.si6w4-table-wrap{overflow-x:auto}

/* articles, faq */
.si6w4-article{max-width:760px;margin-inline:auto;background:var(--card);border-radius:var(--r-card);padding:1.8rem;box-shadow:var(--shadow)}
.si6w4-article figure{margin:0 0 1.5rem}.si6w4-article figcaption{font-size:.92rem;color:var(--ink-2);margin-top:.5rem}
.si6w4-article img{border-radius:20px}
@media (max-width:520px){.si6w4-article{padding:1.2rem;border-radius:22px}}
.si6w4-sources{font-size:1rem;border-top:2px dashed var(--line);padding-top:1rem;margin-top:2rem}.si6w4-sources ol{padding-left:1.3rem}
.si6w4-faq details{background:var(--ground);border-radius:var(--r-in);padding:.2rem 1.1rem;margin-bottom:.7rem}
.si6w4-faq summary{cursor:pointer;font-weight:800;font-size:1.1rem;min-height:52px;display:flex;align-items:center}
.si6w4-faq details[open]{padding-bottom:.6rem}

/* footer */
.si6w4-foot{margin-top:2rem;padding:1.6rem 0 2rem;font-size:1rem;color:var(--ink-2);position:relative}
.si6w4-foot::before{content:"";display:block;height:20px;margin:0 auto 1.4rem;width:min(100% - 2rem,var(--maxw));background:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 120 20'%3E%3Cpath d='M0 10 q15 -8 30 0 t30 0 t30 0 t30 0' fill='none' stroke='%23216166' stroke-width='3'/%3E%3C/svg%3E") repeat-x left center/60px 20px}
.si6w4-foot-grid{display:grid;gap:1.4rem;grid-template-columns:2fr 1fr 1fr;background:var(--card);border-radius:var(--r-card);padding:1.6rem;box-shadow:var(--shadow);width:min(100% - 2rem,var(--maxw));margin-inline:auto}
@media (max-width:700px){.si6w4-foot-grid{grid-template-columns:1fr}}
.si6w4-foot a{color:var(--ink)}.si6w4-foot nav a{display:block;margin-bottom:.2rem;padding:.5rem 0;min-height:44px;font-weight:600}
.si6w4-foot strong{color:var(--ink);display:block;margin-bottom:.3rem}
.si6w4-foot .si6w4-brand{padding:0}
.si6w4-foot .si6w4-wrap p{color:var(--ink-2)}
.si6w4-apply-shell{background:var(--card);border-radius:var(--r-card);padding:1rem;min-height:600px;box-shadow:var(--shadow)}
.si6w4-apply-shell iframe{width:100%;border:0}
.si6w4-calc output{font-size:1.8rem;font-weight:800;display:block;margin-top:.5rem}
.si6w4-article .si6w4-calc{background:transparent;box-shadow:none;border:3px dashed var(--teal);border-radius:20px;padding:1.2rem}
[data-reveal]{opacity:1;transform:none}
@media (prefers-reduced-motion:reduce){*{transition:none!important}html{scroll-behavior:auto}}

/* weather: a friendly card */
.si6w4-wx{background:transparent;color:var(--ink);padding:.2rem 0 .8rem}
.si6w4-wx-row{display:flex;flex-wrap:wrap;align-items:center;gap:.9rem 1.4rem;padding:1rem 1.2rem;background:var(--card);border-radius:var(--r-card);box-shadow:var(--shadow)}
.si6w4-wx-photo{display:inline-flex;align-items:center;gap:.7rem;background:none;border:0;padding:0;color:inherit;font:inherit;cursor:pointer;min-height:48px}
.si6w4-wx-photo img{width:52px;height:52px;border-radius:18px;object-fit:cover}
.si6w4-wx-photo span{font-size:.95rem;font-weight:800;color:var(--ink);background:var(--ground);border-radius:24px;padding:.5rem .95rem;min-height:44px;display:inline-flex;align-items:center;transition:transform .28s var(--spring)}
.si6w4-wx-photo:active span{transform:scale(.94)}
.si6w4-wx-photo:hover span,.si6w4-wx-photo[aria-expanded=true] span{background:var(--act);color:var(--act-on)}
.si6w4-wx-now{display:flex;align-items:center;gap:.7rem}
.si6w4-wx-now strong{font-size:2.1rem;line-height:1}
.si6w4-wx-now span{font-size:1rem}.si6w4-wx-now small{display:block;font-size:.9rem;color:var(--ink-2)}
.si6w4-wx-icon{display:inline-flex;color:var(--teal)}
.si6w4-wx-days{display:flex;flex-wrap:wrap;gap:.5rem;list-style:none;margin:0;padding:0}
.si6w4-wx-days li{display:grid;grid-template-columns:auto auto;grid-template-rows:auto auto;column-gap:.5rem;align-items:center;background:var(--ground);border-radius:16px;padding:.45rem .8rem;font-size:.9rem;min-width:126px}
.si6w4-wx-day{font-weight:800;grid-column:1}.si6w4-wx-glyph{grid-row:1/3;grid-column:2;color:var(--teal)}.si6w4-wx-glyph svg{width:24px;height:24px}
.si6w4-wx-hl{grid-column:1}.si6w4-wx-hl strong{font-size:1rem}.si6w4-wx-hl em{font-style:normal;color:var(--ink-2);margin-left:.3rem}
.si6w4-wx-cond{grid-column:1/3;font-size:.85rem;color:var(--ink-2);max-width:160px;white-space:nowrap;overflow:hidden;text-overflow:ellipsis}
.si6w4-wx-source{margin-left:auto;font-size:.88rem;color:var(--ink-2)}
.si6w4-wx-panel{padding:.8rem 0 0}.si6w4-wx-panel img{border-radius:var(--r-in);max-width:600px;width:100%;background:#fff}.si6w4-wx-panel p{font-size:.92rem;color:var(--ink-2);margin:.5rem 0 0}
@media (max-width:700px){.si6w4-wx-source{margin-left:0;width:100%}.si6w4-wx-now strong{font-size:1.8rem}}

/* no-exam highlight */
.si6w4-noexam{background:var(--card);border:3px solid var(--teal);border-radius:var(--r-card);padding:1rem 1rem .4rem;margin:0 0 1.4rem;box-shadow:var(--shadow)}
.si6w4-group--noexam{display:flex;flex-wrap:wrap;align-items:center;gap:.6rem;margin-top:0;font-size:1.3rem}
.si6w4-noexam-badge{display:inline-block;background:var(--teal);color:#fff;font-size:.9rem;padding:.35rem .8rem;border-radius:20px}
.si6w4-noexam-note{margin-bottom:.9rem;color:var(--ink)}
.si6w4-result--noexam{border-color:var(--teal);background:var(--card)}
.si6w4-tag--noexam{background:var(--teal);color:#fff;border-color:var(--teal)}
.si6w4-tag--usually{background:#DCEBEA;color:var(--ink);border-color:var(--teal)}
.si6w4-noexam-note+.si6w4-noexam-note{margin-top:1rem;padding-top:.9rem;border-top:2px dashed var(--line)}